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";s:4:"text";s:4082:"I called and spoke with someone who said they needed to go and review my request to have the limit returned. Personally, I was never a collector as you had to use cash or debit to get any ‒ and I always found myself opting to pay with my credit card because Then in 2012, the program saw its first big change with the program – Canadian Tire went plastic – moving to an electronic system where you scanned your card with each purchase.But now, 6 years later, Canadian Tire has rolled out the next step for their loyalty program – With the announcement of this new loyalty program, Canadian Tire has introduced two new credit cards:Let’s dive into the new program and its credit cards, to see if they’re worth adding to your wallet.Canadian Tire has rebranded and revamped their loyalty program which is now called As a loyalty member, you will earn 0.4% CTM on the The program does have a feel really nice features, including:Unfortunately, when it comes to the Triangle Mastercard, The 4% mentioned above is actually earned on the PRE-TAX AMOUNT only.And so, to properly compare this card to others, the earn rate will need to be adjusted to account for If you spend $100 pre-sales taxes, you will earn $4. There’s no lower limit to how much you can redeem.It constantly reviews your usage of this card and decreases your credit limit if you dopn;t use it enough!Next time I get a use it or lose it letter from Canadian Tire I will simply let it lapse and let them cancel it. It was only on my statement that it was announced! The Triangle Mastercard has no annual fee, no minimum income requirements and various perks that you can benefit from. However, this is to be expected since it is an entry level card, it has no annual fee and no minimum income requirements. THIS MAKES NO SENSE!! Furthermore, rewards can only be redeemed at Canadian Tire, Sports Chek, Mark’s and Atmosphere. Scotiabank Passport® Visa Infinite* Card At Canadian Tire Corporation, we are committed to helping our employees, our customers and the communities we serve navigate through COVID-19 together. Since these are classified as general merchants, there aren’t any credit cards that would have a bonus category for shopping at them.Now it’s time to see how this card stands up against some of it’s I have used a monthly spend of $1,000 and will hold it up against two of our top no annual fee cash back cards – the Assuming you are able to get gas regularly at a Gas+, this card compares quite favourably to the top However, if you’re able to get most of your gas at a either Gas+ or Husky stations, and if you visit any of the Triangle Rewards locations at least on a monthly basis, this card’s earn rate is on par with some of its top competition.The biggest change to Canadian Tire’s Mastercard lineup up is the addition of their Curious how this card stacks up against its competitors?The first table shows a typical $2,000 monthly spend with $100 per month at Triangle stores and $350 per month on groceries.The second table also shows a typical spend of $2,000 a month with $650 per month on groceries, while reducing the “Other” category.Each table will also take into account the value of From the above numbers you can see that even if you don’t end up taking advantage of the roadside assistance, this is one of the best gas and grocery cards available ‒ assuming you have access to a Gas+ or Husky station.If you don’t have access to a Gas+ or Husky and the roadside assistance has no value to you, then the Canadian Tire has not only upped their rewards game, but they have made some improvements to their credit cards as well.The Triangle Mastercard has a very good earn rate at Triangle stores, and IF you can get gas regularly at a Gas+ or Husky, then it is a great all around no annual fee option. Personal Income Required: You’ll never be too far from a Canadian Tire store and chances are you’ll find what you need. 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