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";s:4:"text";s:5795:"This is an income supplement designed to bridge the gap between early retirement and eligibility for Social Security. Additional service credit toward post-retirement health is not included in the 2020 VERIP offer. Neither Equitable nor any of the data provided by Equitable or its content providers, such as Broadridge Investor Communication Solutions, Inc., shall be liable for any errors or delays in the content, or for the actions taken in reliance therein. If you will be eligible for Harvard’s post-retirement health coverage at the time of your retirement under the 2020 VERIP, you will have access to.The following resources are available to support eligible staff who have accepted the VERIP:Harvard University Retirement Center (HURC),Harvard's Employee Assistance Program (EAP).Yes. The 2020 VERIP was announced on June 9. JCPenney Retirement Specialist. After the consideration and revocation periods expire, you will want to discuss your retirement date with your manager if you elect the VERIP.You cannot work at the Harvard in any capacity for 12 months after your retirement date if you take the VERIP. Then, estimate your annual retirement expenses (don't forget taxes and inflation) and make sure your income will be more than enough to meet them. The Voluntary Time Reduction Program is intended to help alleviate the pressures and stresses brought about by the COVID-19 pandemic -- both.Subject to approval by a supervisor, staff may reduce their time commitment (for example, from full-time to 80% or 60%, and from 5 days per week to 4 or 3 days per week). You may be able to take a lump-sum severance payment and then invest the money to provide income, or use it to meet large expenses. You could receive a second early retirement offer that's better than the first one. They should use the form for either.Once you are working on a reduced schedule, be sure to note your days working and not working on your calendar, on your voicemail greeting and in your email signature. These types of pension sweeteners are key features to look for in your employer's offer--especially if a reduced pension won't give you enough income.Does your employer's early retirement offer include medical coverage for you and your family? The company had changed some information on the plan and mark will address these in this video. Let's talk.Please replace any bookmarks with www.equitable.com.© 2020 Equitable Holdings, Inc. All rights reserved.Equitable is the brand name of the retirement and protection subsidiaries of Equitable Holdings, Inc., including Equitable Financial Life Insurance Company (Equitable Financial) (NY, NY), Equitable Financial Life Insurance Company of America (Equitable America), an AZ stock company with main administrative headquarters in Jersey City, NJ, and Equitable Distributors, LLC. But remember, these are only estimates. Non-exempt employees will be paid based on actual hours worked and approved each week; in this program, however, their regular, scheduled workweek will be reduced.Salary- and earnings-linked benefits will be affected. The difference between this reduced pension and a full pension could be large, because pension benefits typically accrue faster as you near retirement. Consider whether your position could be eliminated down the road.If the consequences of saying no are hard to predict, use your best judgment and seek professional advice. After that, you may return to Harvard employment.Copyright © 2020 The President and Fellows of Harvard College,Administrative and Professional Job Descriptions,Retirement Education & Planning Resources,2020 Voluntary Early Retirement Incentive Program (VERIP),Harvard Senior Administrator Fellowships for Executive Education,Applying for a job as an internal candidate,budgetary issues caused by the coronavirus pandemic,post-retirement health eligibility calculator,Within Reach: Transitioning from Career to Retirement,2020 Voluntary Early Retirement Incentive Program (VERIP) Informational Session,Meet one-on-one with a financial counselor,KGA provides access to Financial Planners,Individualized pension estimates and questions for ATC members with Central Pension Fund accounts.If you or your spouse/domestic partner will be over the age of 65 at the time of retirement, you will need to apply for Medicare Part B, which you should begin three months prior. This can help you meet your life insurance needs, and the coverage probably won't cost you much (if anything). Eligible staff received details of the 2020 VERIP around July 21 and July 22, 2020 and had 45 calendar days to make a decision, followed by a 7-day-revocation period. These online sessions, which provide an overview of the 2020 VERIP, review the individualized package contents and provide details about retirement from Harvard University, were held in July and August. The consideration period has now closed. The notable feature of these plans is that they are incentives that they are voluntary for employees. Early retirement offers can vary, depending on the company, the number of years you have worked there as an employee and the organization’s financial position. For example, your employer might offer you one or two weeks' salary (or even a month's salary) for each year of service. Ensure that an email out-of-office message is activated for extended absences, with an alternate contact identified, so co-workers know when to expect a response, or who is covering for you.Like any other reduction in time status or hours, participants in this program should expect changes in their pay and benefits, including:Participating in this program will enable staff to contribute to Harvard’s financial sustainability at a difficult time, while exercising options that help meet their own needs. 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